Paying for therapy, made genuinely simple

NDIS

Speech pathology is a core therapy under the NDIS, funded from the Capacity Building — Improved Daily Living budget. As a registered NDIS provider, Lumina can support every plan type:

• Self-managed — you pay our invoice and claim it back through the myplace portal.
• Plan-managed — your plan manager pays us directly; nothing for you to handle.
• Agency-managed (NDIA-managed) — we claim directly from the NDIA at the current price guide rates.

The NDIS early childhood approach supports children younger than 6 with developmental delay (no diagnosis needed) and children younger than 9 with disability. We can help you prepare for planning meetings with clear, fundable goals.

Medicare

There are now two separate Medicare pathways for speech pathology, and families can often use both.

Chronic Disease Management (CDM) plan

If your child has an ongoing condition, your GP may prepare a CDM plan (now also called a Chronic Condition Management Plan). This provides a Medicare rebate for up to five allied health sessions per calendar year, shared across every allied health provider your child sees. You'll pay our session fee and claim the rebate back from Medicare — we can process this on the spot where possible.

New: expanded Medicare access for stuttering & speech sound disorders

Private health funds

If you hold extras cover that includes speech pathology, you may be able to claim a portion of each session. Rebates vary between funds and policies, so we recommend checking your annual limit directly with your insurer. We provide itemised invoices with the right item numbers for easy claiming.

Paying privately

You can see us privately at any time, with no referral and no waiting list. Our fees follow the Speech Pathology Australia recommended schedule, and we'll always be upfront about costs before we begin — including travel for in-home and centre-based visits.